Monthly Programs

Pay for your order over 12 months at 0% APR or over 24 or 36 months at competitive interest rates*

No Pre-Payment Penalties

Pay back the loan in monthly payments and prepay at any time without penalty.

Apply in Seconds

Checking your eligibility won't affect your credit score. Get a decision in seconds.

  • Checking Your Rate Will Not Affect Your Credit Score
  • There’s No Obligation To Purchase When You Prequalify For Financing
  • Buy Now, And Billing Won’t Start Until You Receive Your LEIF

*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR or 36 equal monthly payments of $31.80 to $42.45 at 8.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to application. Bread loans are made by Cross River Bank, Member FDIC.